Let me introduce myself. My name is Neil Shearing. I am the owner and webmaster at the Scamfreezone (www.scamfreezone.com). I am starting this new site (www.nomerchantacct.com) after spending two years using an online credit card processor to take secure online credit card orders at Scamfreezone.

Unfortunately, many people are getting rich persuading merchants who want to sell on the Internet that they need their own merchant account. Not only are the companies that sell merchant accounts doing it, but they have recruited thousands of resellers who can earn upto $200 for generating a customer for the companies! Most of these people who 'buy' merchant accounts don't need them and would be better off using a third-party credit card service to accept credit cards on their behalf.

Only medium to large volume traders would benefit from their own merchant accounts.

Now that's a great Online Credit Card Processing Scam!

So if you are thinking about taking credit card orders online please read this site fully and decide for yourself if you should use a third party to take your credit card orders or whether obtaining your own merchant account is right for your business